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      Finance

      We've made the feeling of coming home to a warmer, drier home with HRV easy! Paws your payments on HRV heat pumps and home ventilation solutions for up to 34 months interest free. And for the small things like a service and filter changes you can spread your payments out for up to 10 weeks with the help of Humm. Terms and conditions apply, see below for details.

      humm Little Things 6 months no payments & no interest 12 months No Payments & No Interest 24 months Interest Free, No Payments for the first 12 months 34 months Interest Free
      WHY Spread out your service. Easy payments for your service and filter change. A little extra breathing space for 6 months, at no extra cost Paws your payments, with nothing to pay for 12 months! Breathe easy with 2 years interest free, and nothing to pay for the first 12 months. 1000 days with no interest! Spread the cost over 34 interest free payments.
      MINIMUM SPEND $20 $200
      MAXIMUM SPEND $1,000 Up to $30,000 (Lending Criteria applies)
      REPAYMENT AMOUNT Choose to repay fortnightly in 5 slices or weekly in 10. No Payments for the first 6 months, then minimum payments of 3% of the monthly closing balance, or $10 (whichever is greater). There are no early repayment fees. No payments for the first 12months, then minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
      FEES No Fees* No Fees NEW CUSTOMERS: $55 establishment fee | EXISTING CUSTOMERS: $35 advance fee Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments)
      SET-UP CHARGE 3% No set up charge NO 3%
      APPLY / FIND OUT MORE shophumm.com/nz qmastercard.co.nz | farmersmastercard.co.nz | flightcentremastercard.co.nz
      FULL TERMS & CONDITIONS shophumm.com/nz/terms-and-conditions/*Late Fee of $10 applies if payments are missed. *No payments and no interest for 6 months (“Payment Holiday”) is available on Long Term Finance (LTF) purchases for in-store purchases only until further notice. Minimum spend $200. Annual Account Fee of $50 applies.Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, Ts&Cs apply. Rate correct as at date of publication, subject to change Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. *No payments and no interest for 12 months (“Payment Holiday”) is available on Long Term Finance (LTF) purchases for in-store purchases only until further notice. Minimum spend $200. Annual Account Fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. *No payments and no interest for 12 months (“Payment Holiday”) and no interest for a further 12 months (“Further Interest Free Period”) is available on Flexi Payment Plans & Flexi Purchases for instore purchases only until further notice. Minimum purchase $200. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the Further Interest Free Period. Paying only the minimum monthly payments will not fully repay the loan before the end of the Further Interest Free Period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the Further Interest Free Period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. An HRV Surcharge of 3% applies. *1000days (34months) interest free is available on Long Term Finance (LTF) purchases for in-store purchases until further notice. Minimum spend $200. Annual Account fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. An HRV Surcharge of 3% applies.

      humm Little Things

      WHY Spread out your service. Easy payments for your service and filter change.
      MINIMUM SPEND $20
      MAXIMUM SPEND $1,000
      REPAYMENT AMOUNT Choose to repay fortnightly in 5 slices or weekly in 10.
      FEES No Fees*
      SET-UP CHARGE 3%
      APPLY / FIND OUT MORE shophumm.com/nz
      FULL TERMS & CONDITIONS shophumm.com/nz/terms-and-conditions/*Late Fee of $10 applies if payments are missed.

      6 months no payments & no interest

      WHY A little extra breathing space for 6 months, at no extra cost
      MINIMUM SPEND $200
      MAXIMUM SPEND Up to $30,000 (lending criteria applies)
      REPAYMENT AMOUNT No Payments for the first 6 months, then minimum payments of 3% of the monthly closing balance, or $10 (whichever is greater). There are no early repayment fees.
      FEES No Fees
      SET-UP CHARGE No set up charge
      APPLY / FIND OUT MORE qmastercard.co.nz | farmersmastercard.co.nz | flightcentremastercard.co.nz
      FULL TERMS & CONDITIONS *No payments and no interest for 6 months (“Payment Holiday”) is available on Long Term Finance (LTF) purchases for in-store purchases only until further notice. Minimum spend $200. Annual Account Fee of $50 applies.Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, Ts&Cs apply. Rate correct as at date of publication, subject to change Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

      12 months No Payments & No Interest

      WHY Paws your payments, with nothing to pay for 12 months!
      MINIMUM SPEND $200
      MAXIMUM SPEND Up to $30,000 (Lending Criteria applies)
      REPAYMENT AMOUNT No payments for the first 12months, then minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
      FEES NEW CUSTOMERS: $55 establishment fee | EXISTING CUSTOMERS: $35 advance fee Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments)
      SET-UP CHARGE NO
      APPLY / FIND OUT MORE qmastercard.co.nz | farmersmastercard.co.nz | flightcentremastercard.co.nz
      FULL TERMS & CONDITIONS *No payments and no interest for 12 months (“Payment Holiday”) is available on Long Term Finance (LTF) purchases for in-store purchases only until further notice. Minimum spend $200. Annual Account Fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions.Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

      24 months Interest Free, No Payments for the first 12 months

      WHY Breathe easy with 2 years interest free, and nothing to pay for the first 12 months.
      MINIMUM SPEND $200
      MAXIMUM SPEND Up to $30,000 (Lending Criteria applies)
      REPAYMENT AMOUNT No payments for the first 12months, then minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
      FEES NEW CUSTOMERS: $55 establishment fee | EXISTING CUSTOMERS: $35 advance fee Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments)
      SET-UP CHARGE 3%
      APPLY / FIND OUT MORE qmastercard.co.nz | farmersmastercard.co.nz | flightcentremastercard.co.nz
      FULL TERMS & CONDITIONS *No payments and no interest for 12 months (“Payment Holiday”) and no interest for a further 12 months (“Further Interest Free Period”) is available on Flexi Payment Plans & Flexi Purchases for instore purchases only until further notice. Minimum purchase $200. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the Further Interest Free Period. Paying only the minimum monthly payments will not fully repay the loan before the end of the Further Interest Free Period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the Further Interest Free Period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. An HRV Surcharge of 3% applies.

      34 months Interest Free

      WHY 1000 days with no interest! Spread the cost over 34 interest free payments.
      MINIMUM SPEND $200
      MAXIMUM SPEND Up to $30,000 (Lending Criteria applies)
      REPAYMENT AMOUNT Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period.
      FEES NEW CUSTOMERS: $55 establishment fee | EXISTING CUSTOMERS: $35 advance fee Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments)
      SET-UP CHARGE 3%
      APPLY / FIND OUT MORE qmastercard.co.nz | farmersmastercard.co.nz | flightcentremastercard.co.nz
      FULL TERMS & CONDITIONS *1000days (34months) interest free is available on Long Term Finance (LTF) purchases for in-store purchases until further notice. Minimum spend $200. Annual Account fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. An HRV Surcharge of 3% applies.
      Home Ventilation & Heat Pumps - 34 Months Interest Free | HRV NZ
      Pause payments on heat pumps & home ventilation systems up to 34 months interest free. Flexible payments for Servicing & Parts. Compare finance options now.
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